26500 West Agoura Rd, Suite 509
Calabasas, CA 91302
For those who have recently moved to the Greater Los Angeles, CA area or are looking for new coverage, now is a good time to think about reviewing your current homeowner's insurance policy. You can explore the relevant state law requirements and consider your possible options based on these regulations. After getting an overview, an agent from JT Insurance Services will be available to answer any further questions you may have or set you up with a new policy.
California has some specific homeowner’s insurance requirements to keep in mind just like every other state. The California Department of Insurance recommends that all homeowners take some time to review and fully understand their policy, as this can both protect against future financial losses and help to preserve the property itself. Consumers should realize they have the option of determining what coverage is most suitable to their personal situation. The CDI also has the final say on whether a company's rates are approved or not. This regulation helps to make sure that all companies within the state are doing business properly. California is also unique in the sense that homeowner’s insurance is divided into two different types of coverage. This first is to protect the property and dwelling, while the second covers liability and medical payments to others.
California has also made headlines in recCalifornia has also made headlines in recent years for disasters that have destroyed several homes including wildfires, mudslides, and earthquakes. Disaster coverage is one of the main reasons homeowner’s insurance exists, and policies can be affected in several ways when a home is in a disaster-prone area. After a disaster, the process that your provider instructs you to follow is the fastest and most efficient way to get necessary repairs made.
For more information about specific homeowner’s insurance requirements in the Los Angeles, CA area or to speak to an agent about getting coverage, contact JT Insurance Services.